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We’ve all heard the quote “turnover is vanity, profit is sanity, and cash is always king”… We understand that turnover is the level of sales our business makes, we also understand that some things we sell make more money than others and that it is never a good idea to
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Money troubles. I’ve been there. I’ve had them. And they’re not nice. When I had them, I also had problems trying to access people who could help me with those problems. So, my name is Graeme Shevas and I’m a Commercial Finance Broker, and I’m aware of the issues
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I would like to use this time to try to take stock of what has happened over the last three months in terms of the Coronavirus pandemic and the support available for U.K businesses. Even though it has only really been a few months, it has completely transformed the way
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I have been wondering whether there are people out there who have businesses who are starting to panic a little bit about their financial situation. Now, this could be a growing feeling of concern that your cash flow is going to stall, or maybe you have noticed that the cash
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I was just wondering how your health had been throughout the Coronavirus pandemic. I notice a lot of people in my local area have taken up jogging, and cycling, and myself included, certainly, have taken up walking to a greater degree with steps going through the roof over the last
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Today I’m going to talk a little bit about the history of the lockdown. As an expert U.K business finance broker, we’ve been in lockdown for 110 days now. 110 days ago, we had some issues in terms of how we were going to fund UK business going forward. The
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I have been getting asked recently ‘What is the difference between an Invoice Finance Facility and an Overdraft?’ Well, here is the answer. An Overdraft is the most commonly used form of short-term finance, with 16% of SMEs in the UK having one. An overdraft has an arrangement fee to
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Bridging Finance is primarily seen as a property related bit of finance because it can be used to secure against property. That is one of the easiest ways of getting it, just on the basis that property gives the bridging lender a relatively understandable exit – in terms of
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Today I’m going to talk about the timescales involved for Tier 1, Tier 2, and Tier 3 commercial lending and commercial mortgages. In terms of putting a case together, getting it submitted, getting a decision in principle, getting it credit backed (underwritten), and then the time it takes to go